Reading your NPS transaction statement

May 23, 2019

​What is NPS? The National Pension System (NPS) is a government scheme that allows subscribers to create a retirement corpus. Government as well as non-government employees are allowed to be NPS subscribers. Subscriber details The first section holds subscriber details such as personal details, contact details, nominee details and the subscriber’s nodal office details. It also captures status of both the NPS accounts (Tier 1 and Tier 2)—whether active or…

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ATM Charges Levied By SBI For Transactions And Other Services

May 22, 2019

Key lenders in the country offer the service of ATM-cum-debit cards but levy certain charges for making transactions at ATMs. The country’s largest bank, State Bank of India or SBI, also offers these facilities but allows limited number of ATM transactions free of cost every month. The number of permitted free transactions at ATMs in a month depends on factors such as the location of ATM. SBI also charge an…

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Free trips, unlimited earning and other perks, Here’s all you need to know about LIC agent scheme

May 22, 2019

New Delhi: Life Insurance Corporation is India’s only public sector life insurance company. With a market share of 70% even after over a decade, LIC has a network of 113 divisional offices, over 2,000 branches, 1,381 satellite office across the country.  If you are Class 10th pass and want to earn money by working either part-time or full-time, you can become a LIC agent easily. As per LIC official website, the…

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20000000000 SIMs will be blocked..Check if your phone will work

May 20, 2019

New Delhi, Nov 24: Reliance Jio has created a stir in the Indian telecom industry since its launch two years back. Mukesh Ambani led Reliance JIo has not only forced its rivals to change their plans price. In the latest to this, many of the Vodafone and Airtel users in the coming time will not be able to use their SIM cards in the coming weeks. Reports suggest that Vodafone…

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Indian Visa online: Categories, eligibility, documents and other details

May 20, 2019

New Delhi: India’s Visa regime has been overhauled over the last two years and it has been made simpler to understand and administer. According to official data, India had issued over 25 lakh e-Visa last year. e-Visa is admissible only under 5 categories. It may be noted that e-Visa has 5 sub-categories viz. e-Tourist Visa, e-Business Visa, e-Medical Visa, e-Medical Attendant Visa and e-Conference Visa. The Indian government makes no provision of charging…

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Details of your driving licence can be accessed pan-India now

May 18, 2019

Mumbai: Your driving licence and car registration details can now be accessed by enforcement agencies—including traffic police and RTOs —across the country. State transport department sources informed TOI that the car registration database of 44 RTOs across Maharashtra was recently interlinked and the same has been uploaded on central NIC servers in Delhi. This means details of your car registration can be accessed by any law enforcement agency to prosecute you for…

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Banks Levy These Charges For ATM Card Transactions, Other Services

May 18, 2019

Major banks, from state-run State Bank of India (SBI) to private sector peers ICICI Bank and HDFC Bank, have set certain rules for making transactions at ATMs. These lenders offer a certain limited number of ATM card transactions free of cost every month. Customers exhausting the permitted number of free transactions in a particular month are charged for additional ATM transactions. Such ATM card charges levied  by the banks depend on factors such as the type…

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Here’s how RBI plans to detect, prevent online frauds

May 17, 2019

Aiming to timely detect frauds and take recovery actions, the Reserve Bank of India (RBI) plans to use data analytics. In vision document 2021 for payments and settlements systems in the e-payments space, the central bank said that data analytics could be utilised for identification of fraud and recovery actions including blocking irregular transaction before authorisation. It could also help in building trust in the system, the RBI document added….

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Aadhaar privacy! Now, get full control of biometric data, use when you want – Here’s how

May 17, 2019

Worried about Aadhaar card privacy? Stop. The Unique Identification Authority of India (UIDAI) offers a feature that allows you to lock, or unlock, your Aadhaar number whenever you wish! Once you lock the Aadhaar number, any authentication using your Aadhaar number will not be allowed. In other words, the new feature will effectively end your privacy concerns w.r.t. Aadhaar card. Once you have locked the Aadhaar number, it can’t be used…

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Driving Licences, Vehicle Registration Certificates to Come in Card Format Only

May 16, 2019

Going paperless, driving licences and vehicle registration certificates will now be issued as plastic cards in a standard format across the country. The option of providing a paper or booklet-based driving licence or registration certificate has been done away with, the Ministry of Road Transport and Highways said. Under the new norms notified by the ministry, states would have an option to issue the two documents in the form of…

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Android, iPhone app found making fake calls on Android, iOS

May 15, 2019

A Delhi-based cybersecurity company claims to have discovered an application on Google Play Store and Apple App Store spoofs the user’s identity and makes calls. According to cybersecurity firm GIS Consulting, the app called “Call India-IntCall” does not require user permission to register; they can enter any 10-digit mobile number registered themselves without entering any OTP or verification code. “Criminals can spoof your phone number to call your family members,…

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Good News for Salaried! Government approves 8.65% interest on EPF for 2018-19

May 15, 2019

The Finance Ministry has approved 8.65 per cent rate of interest on Employees’ Provident Fund (EPF) for 2018-19 as decided by retirement fund body EPFO, benefitting more than 6 crore formal sector workers. “The Department of Financial Services (DFS), a wing of Finance Ministry, has given its concurrence to Employees Provident Fund Organisation’s (EPFO) decision to provide 8.65 per cent rate of interest for 2018-19 to its subscribers,” a source…

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